Enova International, Inc. vs ONEMAIN HOLDINGS, INC., two Credit Services stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Where ENVA and OMF diverge most: on ev/ebitda, ENVA reads 12.1 and OMF reads 390.8; on dividend yield, ENVA reads 1.7% and OMF reads 6.7%. The rest of the comparable metrics sit closer together. The bull and bear cases for each are in their full reports below.
| Metric | ENVA | OMF |
|---|---|---|
| Price | $222.94 | $62.74 |
| Market cap | $5.6B | $7.4B |
| Sector | Financial Services | Financial Services |
| Stage | Growth | Mature |
| P/E | 16.6 | 9.3 |
| P/B | 3.71 | 2.18 |
| P/S | 1.61 | 1.73 |
| EV/EBITDA | 12.1 | 390.8 |
| Revenue growth | +17.6% | +8.8% |
| Gross margin | 61.1% | — |
| Operating margin | 25.5% | — |
| Net margin | 10.3% | 18.7% |
| Return on equity | 23.7% | 23.6% |
| Return on assets | 4.9% | 3.0% |
| Dividend yield | 1.7% | 6.7% |
| Debt / equity | 3.35 | 6.63 |
| Altman Z (solvency) | 1.59 | 0.48 |
| Piotroski F (quality) | 9 / 9 | 6 / 9 |
Each week boothcheck ranks the stocks whose prices are betting on the most. Read the most stretched bets archive →
boothcheck is also on Android. Get the app on Google Play →
The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.