OneMain Holdings, Inc.
In the published model solve dated 2026-Q2, anchored at $65.52, OneMain Holdings, Inc. (OMF) is priced for -0.8% growth. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed June 27, 2026 from SEC EDGAR filings.
OneMain is a mature, high-yield consumer lender, and that frame is the key to reading it. At $58.22 every valuation family lands above the price: asset, earnings-power, peer-multiple and growth-DCF all say the stock is worth more than it trades for. The implied-expectations read backs out only about 7.8% growth, a modest bar. The earnings and capital return are the draw. FY2025 diluted EPS was $6.56, Q1 2026 EPS was $1.95 and beat estimates, and the company pays a $1.05 quarterly dividend while
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466 institutional managers reported holding OMF in 13F filings for the quarter ended 2026-03-31. Together they hold about 88% of the company; the top 10 hold 49%. 62 opened new positions that quarter. Held by Vanguard Group, BlackRock, FMR (Fidelity), among others. On the short side, 5.1M shares were sold short as of the 2026-06-15 count, about 4% of shares outstanding (5.3 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
OMF has cut its share count 13.1% over the past five years, spending $984.00M on repurchases. It pays a dividend, and has for 7 years running, raised 3 years straight; the current rate is $4.17 a share annually. Cash returned over the past three years: $1.37B in dividends and $314.00M in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
No open-market insider buys on file at OMF over the trailing three years. Absence is a fact about the company, not a signal. 12 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
OMF's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-07-29 | -5.5% | -11.6% |
| 2023-10-27 | -4.2% | +38.4% |
| 2024-02-14 | -7.4% | +1.3% |
| 2024-05-02 | -0.2% | -4.1% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
OMF's latest 8-K filings: 2026-08-07 (items 1.01, 9.01); 2026-07-29 (items 2.02, 7.01, 9.01); 2026-06-22 (items 5.02, 5.07); 2026-05-01 (items 2.02, 7.01, 9.01); 2026-02-05 (items 2.02, 7.01, 9.01).
Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.
Model solve date: 2026-Q2
Narrative composed: June 27, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.