EQUIFAX INC vs ONEMAIN HOLDINGS, INC., two Credit Services stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Where EFX and OMF diverge most: on ev/ebitda, EFX reads 11.9 and OMF reads 96.7; on altman z (solvency), EFX reads 2.70 and OMF reads 0.46. The rest of the comparable metrics sit closer together. The bull and bear cases for each are in their full reports below.
| Metric | EFX | OMF |
|---|---|---|
| Price | $145.74 | $56.02 |
| Market cap | $17.4B | $6.6B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Mature |
| Implied growth (priced in) | +11.2% | — |
| P/E | 25.6 | 8.3 |
| P/B | 3.95 | 1.95 |
| P/S | 2.70 | 1.55 |
| EV/EBITDA | 11.9 | 96.7 |
| Revenue growth | +10.3% | +8.8% |
| Operating margin | 18.5% | — |
| Net margin | 10.7% | 18.7% |
| Return on equity | 15.7% | 23.6% |
| Return on assets | 5.8% | 3.0% |
| Dividend yield | 1.3% | 7.4% |
| Debt / equity | 1.24 | 6.63 |
| Current ratio | 0.60 | — |
| Altman Z (solvency) | 2.70 | 0.46 |
| Piotroski F (quality) | 8 / 9 | 6 / 9 |
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.