Enova International, Inc.
At today's price, Enova International, Inc. (ENVA) is priced for +4.9% growth. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.
- The market is pricing Enova for almost no growth, an implied operating-growth assumption near 1.2 percent, while the company is actually compounding fast: net income rose 25 percent in the first quarter and management guides adjusted EPS growth of at least 25 percent for 2026. That gap between the price and the fundamentals is the core of the bull case. - The lending engine is firing: total originations rose 33 percent to nearly $2.3 billion, the portfolio grew 28 percent to about $5.3 billion
Is ENVA overvalued? See what's priced in →
373 institutional managers reported holding ENVA in 13F filings for the quarter ended 2026-03-31. Together they hold about 88% of the company; the top 10 hold 46%. 48 opened new positions that quarter. Held by BlackRock, Vanguard Group, Dimensional Fund Advisors, among others. On the short side, 2.1M shares were sold short as of the 2026-06-15 count, about 8% of shares outstanding (6.6 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
ENVA has cut its share count 32.4% over the past five years, spending $952.15M on repurchases. It pays no dividend. Cash returned over the past three years: $646.59M in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
Open-market insider buys at ENVA over the trailing three years: 2025: 1 buy totaling $197k. 15 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
ENVA's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-07-29 | -2.5% | -7.1% |
| 2023-10-26 | -20.9% | +53.3% |
| 2024-02-24 | -7.8% | +3.0% |
| 2024-04-25 | +3.8% | -3.5% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
ENVA's latest 8-K filings: 2026-07-10 (items 5.02, 9.01); 2026-06-25 (items 1.01, 2.03); 2026-05-13 (items 5.07); 2026-04-23 (items 2.02, 9.01); 2026-04-01 (items 1.01, 2.03).
Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.
Last analyzed: June 27, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.