ONEMAIN HOLDINGS, INC. vs S&P Global Inc., two Credit Services stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
The margin comparison crosses risk models: OneMain nets 18.7% of revenue taking subprime consumer risk, S&P Global 30.4% selling ratings and indices with no capital at stake. OneMain earns the higher return on equity, 23.6% against 15.3%, on 6.63 turns of debt against S&P's 0.51, leverage doing the lifting. S&P trades at 25.8 times earnings against OneMain's 9, and OneMain pays a 6.9% dividend against 0.94%. S&P's asset-light monopoly-adjacent franchise commands nearly triple the multiple, its recurring risk-free revenue worth far more per dollar than OneMain's leveraged loan book, though OneMain's fat dividend is the compensation for holding the cyclical risk the market fears.
Comparison updated 2026-07-11.
| Metric | OMF | SPGI |
|---|---|---|
| Price | $60.45 | $408.17 |
| Market cap | $7.1B | $121.5B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Mature |
| Implied growth (priced in) | +7.8% | +14.6% |
| P/E | 9.0 | 25.8 |
| P/B | 2.10 | 3.88 |
| P/S | 1.67 | 7.72 |
| EV/EBITDA | 387.2 | 16.8 |
| Revenue growth | +8.8% | +8.5% |
| Operating margin | — | 48.0% |
| Net margin | 18.7% | 30.4% |
| Return on equity | 23.6% | 15.3% |
| Return on assets | 3.0% | 7.9% |
| Dividend yield | 6.9% | 0.9% |
| Debt / equity | 6.63 | 0.51 |
| Current ratio | — | 0.68 |
| Altman Z (solvency) | 0.48 | 3.84 |
| Piotroski F (quality) | 6 / 9 | 6 / 9 |
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.