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Is CACC overvalued?

boothcheck doesn't label CACC overvalued or undervalued, and it doesn't publish a fair value. It shows what the price assumes instead. At today's price, CACC is priced for today's economics sustained for about 7.5 years, and an operating margin near 12.6% versus the 25.2% it earns today. The price is supported by asset-based and earnings-power and relative-multiple and growth-DCF value. A value/asset-supported name, not a pure growth bet. The more the price assumes beyond what CREDIT ACCEPTANCE CORP has actually delivered, the more has to go right to justify it. Whether that bar is too high is your call, and the full bull and bear cases are in the report.

Derived from CREDIT ACCEPTANCE CORP's SEC EDGAR filings via a reverse-DCF inversion. Last analyzed June 27, 2026.

Implied growth
For about7.5 yrs
Margin needed12.6%
Margin today25.2%
Price vs asset value1.16x
Price vs earnings power1.14x
Price vs peer multiples0.71x
Price vs forward growth0.77x
Read the full CACC report →
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.