Banco Santander, S.A. vs WELLS FARGO & COMPANY/MN, two Banks—Regional stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Santander earns 13.8% on equity, Wells Fargo 12%, and per asset dollar Wells leads 0.98% to 0.83%: a near-tie between franchises the market treats as different species, the European at 13.6 times earnings, the American at 13 with a 2% dividend displayed. Santander's 36.6% net margin towers over Wells' 25.5%, margin structure of international retail against US universal banking. Similar multiples, similar returns, similar scale within 25%: the pair's honest conclusion is that these are comparable banks priced comparably, and the residual preference a buyer brings is about jurisdictions, not fundamentals. Few mega-bank pages end that evenly; this one does.
Comparison updated 2026-07-10.
| Metric | SAN | WFC |
|---|---|---|
| Price | $13.40 | $83.88 |
| Market cap | $199.5B | $261.5B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Mature |
| P/E | 13.6 | 13.0 |
| P/B | 1.63 | 1.45 |
| P/S | 4.33 | 3.08 |
| EV/EBITDA | 9.8 | — |
| Revenue growth | +6.3% | +4.2% |
| Gross margin | 138.5% | — |
| Net margin | 36.6% | 25.5% |
| Return on equity | 13.8% | 12.0% |
| Return on assets | 0.8% | 1.0% |
| Dividend yield | — | 2.0% |
| Debt / equity | 0.00 | 1.20 |
| Piotroski F (quality) | 5 / 9 | 7 / 9 |
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.