BofA Finance LLC vs WELLS FARGO & COMPANY/MN, two Banks—Regional stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
For banks the balance-sheet page is mostly ritual, deposits are not debt and coverage math does not apply, so the honest comparison starts at returns: Wells Fargo earns 12% on equity and 0.98% on assets against Bank of America's 10.6% and 0.91%, a modest but consistent edge for the smaller franchise. Net margins sit close, 25.5% and 27.6%. The market prices the gap at a turn and a half, 13 times earnings for Wells against 14.3 for BofA, with dividends of 2% and 1.9% nearly matched. Two of the four money-center giants, priced almost interchangeably; the return tables give Wells the nod, the deposit franchise gives BofA its premium, and the pair mostly measures how little daylight American mega-banking allows.
Comparison updated 2026-07-10.
| Metric | BAC | WFC |
|---|---|---|
| Price | $59.64 | $87.08 |
| Market cap | $442.4B | $271.5B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Mature |
| P/E | 14.8 | 13.5 |
| P/B | 1.47 | 1.51 |
| P/S | 3.84 | 3.19 |
| EV/EBITDA | 1270.0 | — |
| Revenue growth | +6.4% | +4.2% |
| Net margin | 27.6% | 25.5% |
| Return on equity | 10.6% | 12.0% |
| Return on assets | 0.9% | 1.0% |
| Dividend yield | 1.8% | 1.9% |
| Debt / equity | 1.08 | 1.20 |
| Piotroski F (quality) | 6 / 9 | 7 / 9 |
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.