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MSFT vs SAP stock comparison

MICROSOFT CORPORATION vs SAP SE, two Software stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.

Microsoft is an empire that happens to sell software, cloud, infrastructure, and AI platforms at planetary scale; SAP is a single estate, enterprise applications, farmed intensively for decades. The empire earns imperially, a 46.3% operating margin against SAP's 26.1%, returns on assets of 16.5% against 10.4%. The market prices them almost identically anyway, 22.1 and 23.3 times earnings, which makes this pair the sector's cleanest puzzle: the same multiple buys nearly double the margin at sixteen times the scale. SAP's rebuttals are a 5.5% free-cash yield against 2.6% and a debt-free sheet against Microsooft's already-light 0.12. At these prices the market is either underrating the empire or quietly grading its size.

Comparison updated 2026-07-10.

MSFT vs SAP: the numbers

MetricMSFTSAP
Price$371.94$155.23
Market cap$2.77T$181.0B
SectorSoftwareSoftware
StageMatureMature
Implied growth (priced in)+14.3%
P/E22.123.3
P/B6.683.69
P/S8.704.52
EV/EBITDA15.316.5
Revenue growth+17.9%+8.1%
Gross margin67.6%72.9%
Operating margin46.3%26.1%
Net margin36.0%19.9%
Return on equity27.6%16.3%
Return on assets16.5%10.4%
Return on invested capital26.0%15.2%
FCF yield2.6%5.5%
Dividend yield0.9%
Debt / equity0.120.00
Current ratio1.281.16
Altman Z (solvency)7.255.92
Piotroski F (quality)5 / 97 / 9
Full MSFT report → Full SAP report →
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.