The Hartford Insurance Group, Inc. vs Travelers Companies, Inc., two Insurance stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
The Hartford and Travelers live or die on underwriting discipline: the combined ratio and honestly-set reserves decide both. Travelers is the larger book at $71.5B against The Hartford's $37.5B, and earns the higher return on equity, 23.77% versus 21.5%, though the two run close. Their earnings multiples nearly match, 9.77 for Travelers and 9.42 for The Hartford. Travelers carries the fatter net margin, 15.54% against 14.11%, and the richer book multiple, 2.24 times versus 1.98. Both hand back cash sparingly, Travelers at 0.86% and The Hartford at 1.61%. These are two disciplined casualty houses priced much alike.
Comparison updated 2026-07-11.
| Metric | HIG | TRV |
|---|---|---|
| Price | $138.72 | $338.86 |
| Market cap | $38.8B | $74.0B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Mature |
| P/E | 9.8 | 10.1 |
| P/B | 2.06 | 2.31 |
| P/S | 1.35 | 1.51 |
| EV/EBITDA | — | 380.3 |
| Revenue growth | +6.9% | +4.2% |
| Net margin | 14.1% | 15.5% |
| Return on equity | 21.5% | 23.8% |
| Return on assets | 4.7% | 5.3% |
| Dividend yield | 1.6% | 0.8% |
| Debt / equity | 0.23 | 0.00 |
| Piotroski F (quality) | 8 / 9 | 7 / 9 |
Each week boothcheck ranks the stocks whose prices are betting on the most. Read the most stretched bets archive →
boothcheck is also on Android. Get the app on Google Play →
The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.