American International Group, Inc. vs Travelers Companies, Inc., two Insurance stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Both underwrite property and casualty risk, so both answer to the combined ratio and to reserve discipline over time. Travelers wears the numbers better. It returns 23.77% on equity against AIG's 7.82%, a threefold gap, and carries a 15.54% net margin versus 11.86%. The market rewards that with a lower earnings multiple, 9.77 for Travelers against 13.31 for AIG, which is the reverse of what the profitability might suggest. On book value the split runs the other way, Travelers at 2.24 times and AIG at 1.01, near its stated worth. Travelers is the bigger house at $71.5B versus $41.0B. Dividends read 0.86% and 2.31%.
Comparison updated 2026-07-11.
| Metric | AIG | TRV |
|---|---|---|
| Price | $79.12 | $338.86 |
| Market cap | $42.9B | $74.0B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Mature |
| P/E | 13.9 | 10.1 |
| P/B | 1.06 | 2.31 |
| P/S | 1.61 | 1.51 |
| EV/EBITDA | — | 380.3 |
| Revenue growth | -2.1% | +4.2% |
| Net margin | 11.9% | 15.5% |
| Return on equity | 7.8% | 23.8% |
| Return on assets | 2.0% | 5.3% |
| Dividend yield | 2.2% | 0.8% |
| Debt / equity | 0.00 | 0.00 |
| Piotroski F (quality) | 8 / 9 | 7 / 9 |
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.