EQUIFAX INC vs ORIX CORPORATION, two Credit Services stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Equifax is a credit-bureau toll on the US lending system, selling data and analytics with no loan risk; Orix is a diversified Japanese financial conglomerate that lends, leases, insures, and invests across the balance sheet. Equifax earns 15.3% on equity to Orix's 9.8%, the asset-light data business out-returning the sprawling financial holding, and nets 11.1% of revenue against Orix's 13.4%. Equifax trades at 27.9 times earnings, Orix has no usable P/E; Orix pays the bigger dividend, 2.64% against 1.2%, and shows a 21.3% free-cash figure. The pair prices credit-data infrastructure against a financial conglomerate; Equifax is a focused recurring-revenue toll, Orix a diversified value holding, and the market pays a heavy premium for the toll's cleaner economics.
Comparison updated 2026-07-11.
| Metric | EFX | IX |
|---|---|---|
| Price | $158.41 | $38.30 |
| Market cap | $19.1B | $42.9B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Mature |
| Implied growth (priced in) | +18.1% | — |
| P/E | 27.9 | — |
| P/B | 4.19 | 1.41 |
| P/S | 3.05 | 1.93 |
| EV/EBITDA | 12.9 | 13.5 |
| Revenue growth | +9.6% | +7.5% |
| Operating margin | 17.4% | 13.7% |
| Net margin | 11.1% | 13.4% |
| Return on equity | 15.3% | 9.8% |
| Return on assets | 5.8% | 2.5% |
| Dividend yield | 1.2% | 2.6% |
| Debt / equity | 1.16 | 1.43 |
| Current ratio | 0.61 | — |
| Altman Z (solvency) | 2.86 | 0.83 |
| Piotroski F (quality) | 8 / 9 | 9 / 9 |
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.