AMERICAN EXPRESS CO vs Upstart Holdings, Inc., two Mortgage Finance stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Where AXP and UPST diverge most: on revenue growth, AXP reads +10.7% and UPST reads +48.1%; on return on equity, AXP reads 33.4% and UPST reads 7.6%. The rest of the comparable metrics sit closer together. What AXP's price implies is a bet that sits within the historical range (earnings-power basis). The bull and bear cases for each are in their full reports below.
| Metric | AXP | UPST |
|---|---|---|
| Price | $308.07 | $24.09 |
| Market cap | $209.2B | $2.3B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Growth |
| P/E | 18.7 | 46.3 |
| P/B | 6.10 | 2.94 |
| P/S | 2.75 | 1.88 |
| EV/EBITDA | 119.0 | 57.6 |
| Revenue growth | +10.7% | +48.1% |
| Operating margin | — | 4.0% |
| Net margin | 15.1% | 4.8% |
| Return on equity | 33.4% | 7.6% |
| Return on assets | 3.7% | 1.9% |
| Dividend yield | 1.1% | — |
| Debt / equity | 1.72 | 2.51 |
| Altman Z (solvency) | 0.82 | 0.85 |
| Piotroski F (quality) | 9 / 9 | 6 / 9 |
Each week boothcheck ranks the stocks whose prices are betting on the most. Read the most stretched bets archive →
boothcheck is also on Android. Get the app on Google Play →
The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.