AMERICAN EXPRESS CO vs Chime Financial, Inc., two Mortgage Finance stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Where AXP and CHYM diverge most: on net margin, AXP reads 15.1% and CHYM reads -1.0%; on return on equity, AXP reads 33.4% and CHYM reads -1.3%. The rest of the comparable metrics sit closer together. What AXP's price implies is a bet that sits within the historical range (earnings-power basis). The bull and bear cases for each are in their full reports below.
| Metric | AXP | CHYM |
|---|---|---|
| Price | $308.07 | $30.07 |
| Market cap | $209.2B | $11.8B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Growth |
| P/E | 18.7 | — |
| P/B | 6.10 | — |
| P/S | 2.75 | — |
| EV/EBITDA | 119.0 | — |
| Revenue growth | +10.7% | +26.8% |
| Gross margin | — | 88.8% |
| Operating margin | — | 3.2% |
| Net margin | 15.1% | -1.0% |
| Return on equity | 33.4% | -1.3% |
| Return on assets | 3.7% | -0.9% |
| Dividend yield | 1.1% | — |
| Debt / equity | 1.72 | 0.04 |
| Current ratio | — | 4.62 |
| Altman Z (solvency) | 0.82 | 5.50 |
| Piotroski F (quality) | 9 / 9 | 6 / 9 |
Each week boothcheck ranks the stocks whose prices are betting on the most. Read the most stretched bets archive →
boothcheck is also on Android. Get the app on Google Play →
The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.