AMERICAN EXPRESS COMPANY vs PennyMac Financial Services, Inc., two Mortgage Finance stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Where AXP and PFSI diverge most: on p/b, AXP reads 6.66 and PFSI reads 0.91; on return on equity, AXP reads 33.4% and PFSI reads 11.7%. The rest of the comparable metrics sit closer together. What AXP's price implies is a bet that sits within the historical range (earnings-power basis). The bull and bear cases for each are in their full reports below.
| Metric | AXP | PFSI |
|---|---|---|
| Price | $336.23 | $75.40 |
| Market cap | $228.3B | $3.9B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Growth |
| P/E | 20.4 | 8.0 |
| P/B | 6.66 | 0.91 |
| P/S | 3.01 | 1.81 |
| EV/EBITDA | — | 734.7 |
| Revenue growth | +10.7% | +26.0% |
| Net margin | 15.1% | 23.5% |
| Return on equity | 33.4% | 11.7% |
| Return on assets | 3.7% | 1.6% |
| Dividend yield | 1.0% | 1.6% |
| Debt / equity | 1.72 | 1.44 |
| Altman Z (solvency) | 0.87 | 0.34 |
| Piotroski F (quality) | 9 / 9 | 6 / 9 |
Each week boothcheck ranks the stocks whose prices are betting on the most. Read the most stretched bets archive →
boothcheck is also on Android. Get the app on Google Play →
The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.