Ameris Bancorp vs BofA Finance LLC, two Banks—Regional stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Ameris Bancorp and Bank of America are the regional and the colossus, and on the core banking measures they are closer than the size gap suggests. Ameris keeps the higher net margin, 45% to Bank of America's 28, on a nearly identical return on equity near 10.6%. Bank of America earns less on each dollar of assets, a 0.9% return on assets to Ameris's 1.6, the drag of a giant balance sheet. BofA pays the far larger dividend, 2% to 0.9%. The nimble Southeast lender against the money-center bank, and the smaller one is currently the more efficient.
Comparison updated 2026-06-11.
| Metric | ABCB | BAC |
|---|---|---|
| Price | $90.39 | $59.64 |
| Market cap | $6.1B | $442.4B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Mature |
| P/E | 14.2 | 14.8 |
| P/B | 1.50 | 1.47 |
| P/S | 6.38 | 3.84 |
| EV/EBITDA | — | 1270.0 |
| Revenue growth | +10.3% | +6.4% |
| Net margin | 45.3% | 27.6% |
| Return on equity | 10.7% | 10.6% |
| Return on assets | 1.6% | 0.9% |
| Dividend yield | 0.9% | 1.8% |
| Debt / equity | 0.00 | 1.08 |
| Piotroski F (quality) | 8 / 9 | 6 / 9 |
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.