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ZION

ZIONS BANCORPORATION, NATIONAL ASSOCIATION

In the published model solve dated 2026-Q2, anchored at $71.69, ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION) is priced for more than 16.3% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed June 28, 2026 from SEC EDGAR filings.

Published model solve
more than 16.3% return on equity
Priced In
unavailable

Key Takeaways

At about $66, roughly 1.4 times book value, the price asks Zions to keep earning a return on equity near the top of what regional banks have sustained over decades. Recent results back the demand: first-quarter 2026 diluted EPS came in at $1.56, up from $1.13 a year earlier, with net interest margin at 3.27 percent. The model families mostly agree the stock is reasonable. Asset-based, earnings-power, and peer-multiple readings all land at or above the price; only the most growth-leaning models

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Institutional ownership

543 institutional managers reported holding ZION in 13F filings for the quarter ended 2026-03-31. Together they hold about 78% of the company; the top 10 hold 43%. 67 opened new positions that quarter. Held by Vanguard Group, BlackRock, Dimensional Fund Advisors, among others. On the short side, 6.9M shares were sold short as of the 2026-06-15 count, about 5% of shares outstanding (4.1 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

ZION has cut its share count 9.7% over the past five years, spending $1.06B on repurchases. It pays a dividend, and has paid one every year in our records (17 and counting); the current rate is $1.76 a share annually. Cash returned over the past three years: $768.00M in dividends and $155.00M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at ZION over the trailing three years: 2024: 2 buys totaling $295k; 2026: 1 buy totaling $266k. 19 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

ZION's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-05+16.9%-11.2%
2023-11-04-12.2%+26.8%
2024-02-24-1.6%+7.1%
2024-05-09+4.8%+7.0%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

ZION's latest 8-K filings: 2026-07-20 (items 2.02, 9.01); 2026-06-02 (items 5.02, 9.01); 2026-05-04 (items 8.01, 9.01); 2026-05-04 (items 5.07); 2026-04-20 (items 2.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.

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Model solve date: 2026-Q2
Narrative composed: June 28, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.