Western Union CO
boothcheck covers Western Union CO (WU) but does not put one priced-in number on it: here the defensible answer is the evidence rather than a point estimate. boothcheck publishes no house fair value, target price, or buy/sell rating. Narrative composed June 28, 2026.
The price sits below almost every valuation method. At $7.13 the stock trades around 6x operating income, a multiple so low it is below what even a 5%-a-year operating-profit decline would justify, and the blended model estimate sits near $17. The market is pricing terminal decline, and the recent quarter pushed back a little. US remittance transactions turned slightly positive for the first time in a year, and the Branded Digital business grew transactions 21%, though total adjusted revenue st
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488 institutional managers reported holding WU in 13F filings for the quarter ended 2026-03-31. 88 opened new positions that quarter. Held by Vanguard Group, BlackRock, State Street, among others. On the short side, 55.6M shares were sold short as of the 2026-06-15 count, about 18% of shares outstanding (5.9 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
WU has cut its share count 23.1% over the past five years, spending $1.40B on repurchases. It pays a dividend, and has paid one every year in our records (17 and counting); the current rate is $0.94 a share annually. Cash returned over the past three years: $880.20M in dividends and $776.10M in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
Open-market insider buys at WU over the trailing three years: 2024: 1 buy totaling $129k; 2025: 3 buys totaling $1.73M. 21 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
WU's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-07-27 | -1.1% | +9.0% |
| 2023-10-26 | -12.1% | +2.3% |
| 2024-02-23 | -4.5% | +3.9% |
| 2024-04-25 | -0.8% | -9.7% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
WU's latest 8-K filings: 2026-07-30 (items 2.02, 9.01); 2026-07-23 (items 5.02, 9.01); 2026-06-24 (items 8.01, 9.01); 2026-05-18 (items 5.07, 9.01); 2026-05-05 (items 8.01, 9.01).
Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.
Model solve date: 2026-Q2
Narrative composed: June 28, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.