TransUnion
In the published model solve dated 2026-Q2, anchored at $80.02, TransUnion (TRU) is priced for today's economics sustained for ~5.8 years. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed July 11, 2026 from SEC EDGAR filings.
• TransUnion is one of three companies holding the U.S. consumer credit file, now spread across nine reported markets from U.S. financial services to India, and it grew revenue 13.7% year over year in the March quarter while raising full-year guidance. [Source: Q1 2026 earnings, April 2026] • The price asks for a lot of future: at about 22x operating income the market embeds roughly 23.5% annual operating growth for five years, a pace only about 32% of comparable fast growers sustained, and oper
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540 institutional managers reported holding TRU in 13F filings for the quarter ended 2026-03-31. 68 opened new positions that quarter. Held by BlackRock, Vanguard Group, Dodge & Cox, among others. On the short side, 11.0M shares were sold short as of the 2026-06-15 count, about 6% of shares outstanding (5.3 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
TRU's share count grew 0.7% over the past five years even with $314.10M spent on repurchases. It pays a dividend, and has for 8 years running, raised 5 years straight; the current rate is $0.46 a share annually. Cash returned over the past three years: $239.10M in dividends and $314.10M in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
Open-market insider buys at TRU over the trailing three years: 2023: 3 buys totaling $206k. 23 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
TRU's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-07-26 | +3.2% | -13.0% |
| 2023-10-25 | -28.7% | +49.9% |
| 2024-02-29 | -0.6% | -3.8% |
| 2024-04-26 | +8.5% | -0.4% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
TRU's latest 8-K filings: 2026-07-28 (items 2.02, 7.01, 9.01); 2026-05-15 (items 5.07, 9.01); 2026-04-28 (items 2.02, 7.01); 2026-03-10 (items 7.01, 9.01); 2026-02-12 (items 1.01, 2.02, 2.03, 7.01, 9.01).
Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.
Model solve date: 2026-Q2
Narrative composed: July 11, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.