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THG

HANOVER INSURANCE GROUP, INC.

At today's price, HANOVER INSURANCE GROUP, INC. (THG) is priced for 13.7% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
13.7% return on equity
Priced In
within-range

Key Takeaways

• Hanover just printed first-quarter records on both sides of the underwriting ledger, a 91.7% combined ratio and 85.4% excluding catastrophes, with the FY2025 10-K showing Specialty underwriting profit of $197.3 million as the fastest-compounding piece of the franchise. • The cyclical trap is the specific risk: the price assumes a sustained return on equity of about 13.7% while the company currently earns around 18.5%, so the question is not whether Hanover is good today but whether record-cycl

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Institutional ownership

487 institutional managers reported holding THG in 13F filings for the quarter ended 2026-03-31. Together they hold about 87% of the company; the top 10 hold 45%. 54 opened new positions that quarter. Held by BlackRock, Vanguard Group, State Street, among others. On the short side, 1.1M shares were sold short as of the 2026-06-15 count, about 3% of shares outstanding (3.6 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

THG has cut its share count 1.9% over the past five years, spending $317.60M on repurchases. It pays a dividend, and has paid one every year in our records (16 and counting), raised 5 years straight. Cash returned over the past three years: $347.50M in dividends and $242.80M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

No open-market insider buys on file at THG over the trailing three years. Absence is a fact about the company, not a signal. 19 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

THG's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-05-2.0%-1.1%
2023-11-03-0.3%+6.4%
2024-02-23-1.1%-4.3%
2024-05-03+0.5%-7.4%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

THG's latest 8-K filings: 2026-07-15 (items 5.02, 9.01); 2026-05-13 (items 5.02, 5.07, 8.01, 9.01); 2026-04-29 (items 2.02, 9.01); 2026-02-04 (items 2.02, 9.01); 2025-12-16 (items 7.01, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: July 11, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.