TRUIST FINANCIAL CORP
In the published model solve dated 2026-Q2, anchored at $50.44, TRUIST FINANCIAL CORP (TFC) is priced for 11.4% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed July 11, 2026 from SEC EDGAR filings.
• Truist is one of the largest U.S. regional banks, formed by the BB&T and SunTrust merger, now returning capital aggressively: it paid a 4% dividend yield and raised its 2026 buyback target to $5 billion from $4 billion. [Source: Q1 2026 earnings call] • The biggest issue is that the market pays only about 1.1x book because the bank earns a return that lags peers: recent return on equity is about 8.6%, below what the stock's price ultimately requires. • Watch net interest margin (3.02% in Q1 20
Is TFC overvalued? See what's priced in →
1,602 institutional managers reported holding TFC in 13F filings for the quarter ended 2026-03-31. Together they hold about 73% of the company; the top 10 hold 40%. 121 opened new positions that quarter. Held by Vanguard Group, BlackRock, State Street, among others. On the short side, 35.9M shares were sold short as of the 2026-06-15 count, about 3% of shares outstanding (3.3 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
TFC has cut its share count 6.7% over the past five years, spending $5.38B on repurchases. It pays a dividend, and has paid one every year in our records (18 and counting); the current rate is $2.08 a share annually. Cash returned over the past three years: $7.47B in dividends and $4.63B in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
Open-market insider buys at TFC over the trailing three years: 2023: 1 buy totaling $281k; 2024: 2 buys totaling $4.18M. 20 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
TFC's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-08-01 | -7.1% | -17.1% |
| 2023-11-01 | -3.1% | +28.1% |
| 2024-02-28 | -0.9% | +9.3% |
| 2024-05-10 | -0.1% | +2.6% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
TFC's latest 8-K filings: 2026-07-29 (items 5.03, 9.01); 2026-07-23 (items 8.01, 9.01); 2026-07-17 (items 2.02, 9.01); 2026-06-15 (items 5.02, 7.01, 9.01); 2026-06-08 (items 5.02, 7.01, 9.01).
Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.
Model solve date: 2026-Q2
Narrative composed: July 11, 2026
Each week boothcheck ranks the stocks whose prices are betting on the most. Read the most stretched bets archive →
boothcheck is also on Android. Get the app on Google Play →
For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.