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TFC

TRUIST FINANCIAL CORP

At today's price, TRUIST FINANCIAL CORP (TFC) is priced for 11.9% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
11.9% return on equity
Priced In
within-range

Key Takeaways

• Truist is one of the largest U.S. regional banks, formed by the BB&T and SunTrust merger, now returning capital aggressively: it paid a 4% dividend yield and raised its 2026 buyback target to $5 billion from $4 billion. [Source: Q1 2026 earnings call] • The biggest issue is that the market pays only about 1.1x book because the bank earns a return that lags peers: recent return on equity is about 8.6%, below what the stock's price ultimately requires. • Watch net interest margin (3.02% in Q1 20

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Institutional ownership

1,602 institutional managers reported holding TFC in 13F filings for the quarter ended 2026-03-31. Together they hold about 73% of the company; the top 10 hold 40%. 121 opened new positions that quarter. Held by Vanguard Group, BlackRock, State Street, among others. On the short side, 35.9M shares were sold short as of the 2026-06-15 count, about 3% of shares outstanding (3.3 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

TFC has cut its share count 6.7% over the past five years, spending $5.38B on repurchases. It pays a dividend, and has paid one every year in our records (18 and counting); the current rate is $2.08 a share annually. Cash returned over the past three years: $7.47B in dividends and $4.63B in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at TFC over the trailing three years: 2023: 1 buy totaling $281k; 2024: 2 buys totaling $4.18M. 20 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

TFC's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-01-7.1%-17.1%
2023-11-01-3.1%+28.1%
2024-02-28-0.9%+9.3%
2024-05-10-0.1%+2.6%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

TFC's latest 8-K filings: 2026-06-15 (items 5.02, 7.01, 9.01); 2026-06-08 (items 5.02, 7.01, 9.01); 2026-05-15 (items 3.03, 5.03, 8.01, 9.01); 2026-05-01 (items 5.02, 5.07, 9.01); 2026-04-23 (items 8.01, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: July 11, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.