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STC

STEWART INFORMATION SERVICES CORP

In the published model solve dated 2026-Q2, anchored at $68.03, STEWART INFORMATION SERVICES CORP (STC) is priced for 11.0% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed July 11, 2026 from SEC EDGAR filings.

Published model solve
11.0% return on equity
Priced In
within-range

Key Takeaways

• Stewart is a title insurer in cyclical recovery, with first-quarter revenue up about 28% to roughly $781 million, title revenue up 21%, and its faster-growing real estate solutions arm up about 66%. • The biggest risk is structural plus cyclical: regulatory and fintech pressure on whether lender's title insurance is required at all, layered on a recovery measured off a depressed prior-year base, with trailing return on equity of about 7.9% still below its cost of capital. • Watch mortgage rate

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Institutional ownership

232 institutional managers reported holding STC in 13F filings for the quarter ended 2026-03-31. Together they hold about 95% of the company; the top 10 hold 63%. 29 opened new positions that quarter. Held by BlackRock, FMR (Fidelity), Vanguard Group, among others. On the short side, 789k shares were sold short as of the 2026-06-15 count, about 3% of shares outstanding (4 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

STC's share count grew 13.1% over the past five years even with $18.26M spent on repurchases. It pays a dividend, and has for 12 years running, raised 6 years straight; the current rate is $2.05 a share annually. Cash returned over the past three years: $154.73M in dividends and $13.39M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at STC over the trailing three years: 2024: 1 buy totaling $22k; 2025: 1 buy totaling $60k; 2026: 7 buys totaling $192k. 19 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

STC's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-09+2.0%-12.4%
2023-11-09+7.6%+30.2%
2024-03-01-1.3%+0.5%
2024-05-08-2.9%+2.3%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

STC's latest 8-K filings: 2026-07-22 (items 2.02, 9.01); 2026-07-17 (items 7.01, 9.01); 2026-06-01 (items 7.01, 9.01); 2026-05-11 (items 5.07); 2026-04-22 (items 2.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.

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Model solve date: 2026-Q2
Narrative composed: July 11, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.