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RLI

RLI Corp

In the published model solve dated 2026-Q2, anchored at $62.81, RLI Corp (RLI) is priced for 17.9% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed June 28, 2026 from SEC EDGAR filings.

Published model solve
17.9% return on equity
Priced In
elevated

Key Takeaways

• RLI is a specialty insurer that underwrites hard-to-place casualty, property, and surety risks, and its hallmark is discipline: it has delivered underwriting profits for 30 consecutive years and raised its dividend for 50 straight, a record that reflects how it earns rather than what it owns. • The price is the issue, not the business: at roughly 2.7 times book the stock sits at the very top of its insurance peer group, implying a sustained return on equity near 16 percent even though it has r

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Institutional ownership

404 institutional managers reported holding RLI in 13F filings for the quarter ended 2026-03-31. Together they hold about 87% of the company; the top 10 hold 51%. 46 opened new positions that quarter. Held by Vanguard Group, State Street, BlackRock, among others. On the short side, 6.5M shares were sold short as of the 2026-06-15 count, about 7% of shares outstanding (6 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

RLI's share count grew 1.6% over the past five years. It pays a dividend, and has paid one every year in our records (17 and counting), raised 2 years straight; the current rate is $2.63 a share annually. Cash returned over the past three years: $607.85M in dividends.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at RLI over the trailing three years: 2025: 6 buys totaling $1.16M; 2026: 7 buys totaling $1.16M. 15 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

RLI's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-07-27+0.8%+0.8%
2023-10-26-1.2%-1.9%
2024-02-24+2.6%-1.7%
2024-04-25+0.6%-4.4%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

RLI's latest 8-K filings: 2026-07-28 (items 7.01, 9.01); 2026-07-22 (items 2.02, 9.01); 2026-07-15 (items 5.02, 9.01); 2026-06-25 (items 5.02); 2026-05-20 (items 5.07).

Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.

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Model solve date: 2026-Q2
Narrative composed: June 28, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.