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OFG

OFG Bancorp

At today's price, OFG Bancorp (OFG) is priced for 13.1% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
13.1% return on equity
Priced In
within-range

Key Takeaways

• OFG runs Oriental Bank, the number-three bank in Puerto Rico, and it does so profitably: a Q1 2026 return on average tangible common equity of 16.43% and an efficiency ratio of 50.97%, meaning it spends about fifty cents to make a dollar of revenue [Source: Q1 2026 earnings release]. • Unusually for this report, the price sits below most valuation methods rather than above them; the stock trades around 1.4 times book on a mid-teens return, which the standard bank lens reads as inexpensive rath

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Institutional ownership

227 institutional managers reported holding OFG in 13F filings for the quarter ended 2026-03-31. Together they hold about 93% of the company; the top 10 hold 59%. 28 opened new positions that quarter. Held by BlackRock, Vanguard Group, Dimensional Fund Advisors, among others. On the short side, 1.4M shares were sold short as of the 2026-06-15 count, about 3% of shares outstanding (4.5 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

OFG has cut its share count 17.1% over the past five years, spending $339.03M on repurchases. It pays a dividend, and has paid one every year in our records (16 and counting), raised 5 years straight; the current rate is $1.20 a share annually. Cash returned over the past three years: $131.49M in dividends and $208.58M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at OFG over the trailing three years: 2026: 1 buy totaling $65k. 15 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

OFG's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-05+8.4%-7.7%
2023-11-07-3.8%+13.4%
2024-02-27+5.0%+0.9%
2024-05-09+4.4%+2.7%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

OFG's latest 8-K filings: 2026-04-23 (items 5.07); 2026-04-21 (items 2.02, 9.01); 2026-01-22 (items 2.02, 9.01); 2025-10-22 (items 2.02, 9.01); 2025-07-17 (items 2.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: June 29, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.