← boothcheck All Stocks

NNI

NELNET, INC.

At today's price, NELNET, INC. (NNI) is priced for +16.5% growth. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
+16.5% growth
Priced In
within-range

Key Takeaways

• Nelnet is four businesses in one: loan servicing, education technology and payments, a runoff portfolio of legacy student loans, and a growing online bank, so its headline numbers blend a fee machine with a shrinking interest-earning book. • The biggest near-term risk surfaced this quarter: the provision for loan losses jumped to $53.2 million from $15.3 million, driven by rapid growth in Pay Later and other consumer lending, which is a new and untested credit exposure. [Source: Nelnet Q1 2026

View Full Report →

Is NNI overvalued? See what's priced in →

Institutional ownership

211 institutional managers reported holding NNI in 13F filings for the quarter ended 2026-03-31. Together they hold about 32% of the company; the top 10 hold 24%. 26 opened new positions that quarter. Held by Dimensional Fund Advisors, Vanguard Group, BlackRock, among others. On the short side, 423k shares were sold short as of the 2026-06-15 count, about 1% of shares outstanding (3.1 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

NNI has cut its share count 6.9% over the past five years, spending $350.33M on repurchases. It pays a dividend, and has paid one every year in our records (16 and counting), raised 5 years straight; the current rate is $0.50 a share annually. Cash returned over the past three years: $115.73M in dividends and $193.18M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

No open-market insider buys on file at NNI over the trailing three years. Absence is a fact about the company, not a signal. 15 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

NNI's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-08-3.1%-9.5%
2023-11-08-0.7%-4.9%
2024-02-28-3.8%+11.6%
2024-05-10+13.0%-2.8%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

NNI's latest 8-K filings: 2026-05-18 (items 5.07, 9.01); 2026-05-07 (items 2.02, 9.01); 2026-04-30 (items 7.01); 2026-04-02 (items 1.01, 1.02, 2.03, 9.01); 2026-03-23 (items 5.02).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

Compare NNI

AFRM vs NNIBFH vs NNICACC vs NNIEFX vs NNIENVA vs NNIIX vs NNI

Last analyzed: June 27, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.