BREAD FINANCIAL HOLDINGS, INC. vs NELNET, INC., two Credit Services stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Where BFH and NNI diverge most: on debt / equity, BFH reads 0.00 and NNI reads 1.87; on ev/ebitda, BFH reads 2.4 and NNI reads 124.8. The rest of the comparable metrics sit closer together. The bull and bear cases for each are in their full reports below.
| Metric | BFH | NNI |
|---|---|---|
| Price | $100.66 | $125.20 |
| Market cap | $3.9B | $4.5B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Growth |
| Implied growth (priced in) | +4.1% | — |
| P/E | 7.8 | 14.9 |
| P/B | 1.15 | 1.20 |
| P/S | 0.92 | 11.57 |
| EV/EBITDA | 2.4 | 124.8 |
| Revenue growth | +4.5% | +23.9% |
| Net margin | 13.6% | 77.5% |
| Return on equity | 16.9% | 8.0% |
| Return on assets | 2.5% | 2.1% |
| Dividend yield | 0.8% | 0.4% |
| Debt / equity | 0.00 | 1.87 |
| Altman Z (solvency) | 0.42 | 0.65 |
| Piotroski F (quality) | 8 / 9 | 8 / 9 |
Each week boothcheck ranks the stocks whose prices are betting on the most. Read the most stretched bets archive →
boothcheck is also on Android. Get the app on Google Play →
The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.