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FNB

FNB CORP/PA/

At today's price, FNB CORP/PA/ (FNB) is priced for 10.6% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
10.6% return on equity
Priced In
elevated

Key Takeaways

F.N.B. Corp is a mature regional bank, and a mature bank is best read off the price you pay for its book value. At about $18.23 the stock trades near book value of $18.88 a share, roughly 1 times book, the price the market typically pays for a steady, fully-priced regional. Read backward, the price assumes the bank earns a return on equity of about 10.4%, modestly above the roughly 8.4% it has earned recently. That is the elevated part of the bet: the price requires a step up in profitability t

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Institutional ownership

487 institutional managers reported holding FNB in 13F filings for the quarter ended 2026-03-31. Together they hold about 86% of the company; the top 10 hold 53%. 65 opened new positions that quarter. Held by BlackRock, Vanguard Group, FMR (Fidelity), among others. On the short side, 29.7M shares were sold short as of the 2026-06-15 count, about 8% of shares outstanding (6 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

FNB's share count grew 12.5% over the past five years even with $174.00M spent on repurchases. It pays a dividend, and has paid one every year in our records (17 and counting); the current rate is $0.48 a share annually. Cash returned over the past three years: $479.00M in dividends and $87.00M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at FNB over the trailing three years: 2024: 3 buys totaling $88k; 2025: 1 buy totaling $47k. 18 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

FNB's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-05-1.5%-15.0%
2023-11-04-3.1%+18.8%
2024-02-27-0.1%-2.4%
2024-05-09+2.6%+3.3%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

FNB's latest 8-K filings: 2026-05-19 (items 5.02); 2026-05-08 (items 5.02, 5.07); 2026-04-17 (items 2.02, 9.01); 2026-04-14 (items 8.01, 9.01); 2026-01-21 (items 2.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: June 27, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.