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FCFS

FirstCash Holdings, Inc.

At today's price, FirstCash Holdings, Inc. (FCFS) is priced for +11.5% growth. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
+11.5% growth
Priced In
within-range

Key Takeaways

• FirstCash runs a countercyclical, collateral-backed pawn business whose merchandise is ⟦acquired primarily through forfeited pawn loan collateral⟧, posting record Q1 2026 revenue above $1 billion and EPS up 30% to $2.43 [Source: FirstCash FY2025 10-K; FirstCash Q1 2026 earnings release]. • The defining risk is American First Finance, the lease-to-own arm that carries the company's regulatory exposure and credit-loss risk, a segment the filing flags for advertising, collection-practice, and und

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Institutional ownership

451 institutional managers reported holding FCFS in 13F filings for the quarter ended 2026-03-31. Together they hold about 93% of the company; the top 10 hold 49%. 78 opened new positions that quarter. Held by BlackRock, Vanguard Group, FMR (Fidelity), among others. On the short side, 1.6M shares were sold short as of the 2026-06-15 count, about 4% of shares outstanding (3.4 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

FCFS's share count grew 8.1% over the past five years even with $539.07M spent on repurchases. It pays a dividend, and has for 10 years running, raised 9 years straight; the current rate is $1.60 a share annually. Cash returned over the past three years: $186.37M in dividends and $266.18M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

No open-market insider buys on file at FCFS over the trailing three years. Absence is a fact about the company, not a signal. 12 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

FCFS's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-01+2.4%+2.3%
2023-10-31+5.6%-1.8%
2024-02-06+1.1%+8.7%
2024-04-30-12.4%-7.4%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

FCFS's latest 8-K filings: 2026-07-16 (items 8.01, 9.01); 2026-06-23 (items 7.01, 8.01, 9.01); 2026-06-18 (items 3.03, 5.03, 9.01); 2026-06-09 (items 5.07); 2026-05-12 (items 7.01, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: June 15, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.