← boothcheck All Stocks

CINF

CINCINNATI FINANCIAL CORPORATION

At today's price, CINCINNATI FINANCIAL CORPORATION (CINF) is priced for 13.4% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
13.4% return on equity
Priced In
within-range

Key Takeaways

- Cincinnati Financial's moat is its independent-agency network and a 65-year streak of dividend increases, a record only a handful of US companies hold. The Q1 2026 dividend rose 8% to $0.94 per share. - The combined ratio swung from 113.3% a year ago to 95.6% as catastrophe losses normalized, lifting Q1 net income to $274 million from a loss, with the underlying accident-year combined ratio before catastrophes at a healthy 87.5%.

View Full Report →

Is CINF overvalued? See what's priced in →

Institutional ownership

894 institutional managers reported holding CINF in 13F filings for the quarter ended 2026-03-31. Together they hold about 68% of the company; the top 10 hold 38%. 85 opened new positions that quarter. Held by Vanguard Group, BlackRock, State Street, among others. On the short side, 3.2M shares were sold short as of the 2026-06-15 count, about 2% of shares outstanding (4.6 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

CINF has cut its share count 3.6% over the past five years, spending $1.10B on repurchases. It pays a dividend, and has paid one every year in our records (17 and counting), raised 7 years straight; the current rate is $3.48 a share annually. Cash returned over the past three years: $1.38B in dividends and $511.00M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at CINF over the trailing three years: 2023: 3 buys totaling $411k; 2024: 3 buys totaling $494k; 2025: 3 buys totaling $313k; 2026: 1 buy totaling $163k. 32 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

CINF's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-07-28+5.8%-6.7%
2023-10-27-0.8%+6.0%
2024-02-27-4.2%+2.1%
2024-04-26-7.5%+6.5%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

CINF's latest 8-K filings: 2026-06-22 (items 5.02, 7.01, 9.01); 2026-06-16 (items 5.02, 7.01, 9.01); 2026-05-19 (items 7.01, 9.01); 2026-05-06 (items 5.07, 7.01, 9.01); 2026-04-27 (items 2.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

Compare CINF

ACGL vs CINFAIG vs CINFCB vs CINFCINF vs HIGCINF vs METCINF vs MFC

Last analyzed: June 27, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.