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CHCO

CITY HOLDING COMPANY

At today's price, CITY HOLDING COMPANY (CHCO) is priced for 14.7% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
14.7% return on equity
Priced In
within-range

Key Takeaways

• City Holding is a high-return community bank: Q1 2026 return on average equity was 15.6% and return on tangible common equity 19.3%, with net interest margin near 3.97%, and the franchise rests on roughly 13% to 24% deposit market share in its core West Virginia and eastern Kentucky counties. • The biggest risk is margin and growth, not solvency: net interest income already slipped about 1.6% quarter-over-quarter to $59.6 million, and a bank this penetrated in slow-growth home markets grows pe

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Institutional ownership

224 institutional managers reported holding CHCO in 13F filings for the quarter ended 2026-03-31. Together they hold about 69% of the company; the top 10 hold 49%. 21 opened new positions that quarter. Held by BlackRock, Vanguard Group, State Street, among others. On the short side, 922k shares were sold short as of the 2026-06-15 count, about 6% of shares outstanding (9.5 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

CHCO has cut its share count 8.4% over the past five years, spending $216.94M on repurchases. It pays a dividend, and has paid one every year in our records (16 and counting), raised 14 years straight; the current rate is $3.32 a share annually. Cash returned over the past three years: $125.97M in dividends and $110.60M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at CHCO over the trailing three years: 2024: 6 buys totaling $125k; 2025: 2 buys totaling $271k. 19 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

CHCO's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-04+1.6%-5.8%
2023-11-04+0.8%+9.7%
2024-02-29-0.7%+4.3%
2024-05-09+1.8%+4.7%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

CHCO's latest 8-K filings: 2026-05-28 (items 8.01); 2026-05-28 (items 5.02); 2026-04-29 (items 5.02, 5.07, 9.01); 2026-04-29 (items 5.02, 9.01); 2026-04-23 (items 2.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: June 29, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.