Citigroup Inc
In the published model solve dated 2026-Q2, anchored at $132.64, Citigroup Inc (C) is priced for 11.9% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed July 25, 2026 from SEC EDGAR filings.
• The largest single revenue line is Markets at roughly 27% of the total, with Services and U.S. Personal Banking each near 26%, so the earnings mix leans harder on trading conditions than the label "global consumer bank" would suggest. • Return on equity has recently been running near 6.9% against a required return closer to 10.7%, and the shares change hands at about 1.2 times book, which means the market is already paying for a recovery in that return rather than waiting to be shown one. • Th
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2,391 institutional managers reported holding C in 13F filings for the quarter ended 2026-03-31. Together they hold about 70% of the company; the top 10 hold 34%. 168 opened new positions that quarter. Held by Vanguard Group, BlackRock, State Street, among others. On the short side, 32.5M shares were sold short as of the 2026-06-15 count, about 2% of shares outstanding (2.6 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
C has cut its share count 11.5% over the past five years, spending $24.17B on repurchases. It pays a dividend, and has for 15 years running, raised 4 years straight. Cash returned over the past three years: $13.24B in dividends and $16.70B in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
No open-market insider buys on file at C over the trailing three years. Absence is a fact about the company, not a signal. 34 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
C's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-05-06 | -1.8% | -1.2% |
| 2023-08-05 | -1.3% | -11.3% |
| 2023-11-04 | -0.2% | +28.6% |
| 2024-02-24 | +0.9% | +12.0% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
C's latest 8-K filings: 2026-07-14 (items 2.02, 9.01); 2026-05-21 (items 5.02, 5.07, 9.01); 2026-04-14 (items 2.02, 9.01); 2026-04-03 (items 7.01, 9.01); 2026-02-12 (items 8.01, 9.01).
Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.
Model solve date: 2026-Q2
Narrative composed: July 25, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.