CITIZENS FINANCIAL SERVICES, INC. (CZFS) scores 40 out of 100 on boothcheck's 11-model valuation framework. Verdict: Bad The estimated fair value is 79.15, representing a 26% margin of safety. Quantitative score: 50/100. Qualitative score: 40/100.
Analysis includes bear, base, and bull fair value targets using DCF, Graham, regression, and 8 other valuation models.