Rocket Companies, Inc. vs Upstart Holdings, Inc., two Mortgage Finance stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Where RKT and UPST diverge most: on debt / equity, RKT reads 0.45 and UPST reads 0.00; on return on equity, RKT reads 1.0% and UPST reads 6.7%. The rest of the comparable metrics sit closer together. The bull and bear cases for each are in their full reports below.
| Metric | RKT | UPST |
|---|---|---|
| Price | $12.90 | $27.45 |
| Market cap | $36.7B | $2.7B |
| Sector | Financial Services | Financial Services |
| Stage | Growth | Growth |
| P/E | 99.2 | 67.0 |
| P/B | 1.58 | 3.63 |
| P/S | 4.27 | 2.34 |
| EV/EBITDA | 108.7 | 34.2 |
| Revenue growth | +93.0% | +63.0% |
| Operating margin | — | -2.4% |
| Net margin | 2.8% | 4.3% |
| Return on equity | 1.0% | 6.7% |
| Return on assets | 0.4% | 1.7% |
| Debt / equity | 0.45 | 0.00 |
| Altman Z (solvency) | 0.76 | 0.92 |
| Piotroski F (quality) | 8 / 9 | 6 / 9 |
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.