JPMORGAN CHASE & CO vs Banco Santander, S.A., two Banks—Regional stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
JPMorgan earns 16.2% on equity, Santander 13.8%, and the gap is smaller than their reputations suggest: the world's premier universal bank against a Euro-Latin retail network trades within three points of return and two turns of multiple, 15.7 against 13.6 times. Santander's 36.6% net margin actually tops JPMorgan's 31.5%; returns on assets favor JPM, 1.2% against 0.83%. The scale gap is four and a half fold, $891B against $199B. JPMorgan shows the dividend. The pair mostly measures the American premium in banking: modest per dollar of earnings, enormous in aggregate, and narrower against this particular European than the market's folklore implies.
Comparison updated 2026-07-10.
| Metric | JPM | SAN |
|---|---|---|
| Price | $327.50 | $13.40 |
| Market cap | $890.9B | $199.5B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Mature |
| P/E | 15.7 | 13.6 |
| P/B | 2.45 | 1.63 |
| P/S | 4.76 | 4.33 |
| EV/EBITDA | — | 9.8 |
| Revenue growth | +3.9% | +6.3% |
| Gross margin | — | 138.5% |
| Net margin | 31.5% | 36.6% |
| Return on equity | 16.2% | 13.8% |
| Return on assets | 1.2% | 0.8% |
| Dividend yield | 1.8% | — |
| Debt / equity | 0.19 | 0.00 |
| Piotroski F (quality) | 6 / 9 | 5 / 9 |
Each week boothcheck ranks the stocks whose prices are betting on the most. Read the most stretched bets archive →
boothcheck is also on Android. Get the app on Google Play →
The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.