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IX vs TRU stock comparison

ORIX CORPORATION vs TransUnion, two Credit Services stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.

Return on assets separates these two by business model: TransUnion at 5.85% against Orix's 2.48%, the asset-light credit bureau out-earning the capital-heavy Japanese conglomerate per dollar deployed. TransUnion earns 14.3% on equity to Orix's 9.8%, nets 14.9% of revenue to Orix's 13.4%. TransUnion trades at 19.5 times earnings, Orix has no usable P/E; Orix pays the bigger dividend, 2.64% against 0.65%. A focused US credit-data toll booth sits beside a diversified Japanese financial holding; TransUnion's clean recurring revenue earns more per asset dollar and commands a real multiple, Orix's sprawling balance sheet earns less and trades as value, the market rewarding the toll model.

Comparison updated 2026-07-11.

IX vs TRU: the numbers

MetricIXTRU
Price$38.30$70.34
Market cap$42.9B$13.7B
SectorFinancial ServicesFinancial Services
StageMatureMature
Implied growth (priced in)+23.5%
P/E19.5
P/B1.412.78
P/S1.932.89
EV/EBITDA13.512.9
Revenue growth+7.5%+11.0%
Operating margin13.7%19.6%
Net margin13.4%14.9%
Return on equity9.8%14.3%
Return on assets2.5%5.8%
Dividend yield2.6%0.7%
Debt / equity1.431.14
Current ratio1.93
Altman Z (solvency)0.832.07
Piotroski F (quality)9 / 95 / 9
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.