FAIR ISAAC CORP vs FISERV INC, two Internet Retail stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Where FICO and FISV diverge most: on revenue growth, FICO reads +23.6% and FISV reads +1.9%; on return on assets, FICO reads 40.0% and FISV reads 4.0%. The rest of the comparable metrics sit closer together. What FICO's price implies is a bet that sits within the historical range (whole-company basis). What FISV's price implies is a bet that sits within the historical range (whole-company basis). The bull and bear cases for each are in their full reports below.
| Metric | FICO | FISV |
|---|---|---|
| Price | $1122.97 | $53.93 |
| Market cap | $24.3B | $28.9B |
| Sector | Internet Retail | Internet Retail |
| Stage | Growth | Mature |
| Implied growth (priced in) | +16.1% | — |
| P/E | 32.5 | 9.1 |
| P/B | — | 1.10 |
| P/S | 10.13 | 1.37 |
| EV/EBITDA | 23.9 | 5.5 |
| Revenue growth | +23.6% | +1.9% |
| Operating margin | 53.8% | 18.3% |
| Net margin | 34.0% | 15.2% |
| Return on equity | — | 12.2% |
| Return on assets | 40.0% | 4.0% |
| Return on invested capital | 52.2% | 15.3% |
| FCF yield | 4.1% | 14.3% |
| Dividend yield | 0.0% | — |
| Debt / equity | — | 0.05 |
| Current ratio | 1.18 | 1.06 |
| Altman Z (solvency) | 7.80 | 1.12 |
| Piotroski F (quality) | 6 / 9 | 7 / 9 |
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.