ELEVANCE HEALTH, INC. vs Unum Group, two Managed Care stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
No growth figures print here, and the two insurers grow different things anyway: Elevance compounds medical membership at a 2.6% net margin, Unum compounds workplace-benefits premium at 5.9%. The capital efficiency favors the health giant, 11.9% on equity against 7.2%, at seven times the scale. The multiples land within three turns, 16.8 and 19.5 times, dividends within half a point, 1.5% and 2%. What separates the pages is risk vintage: Elevance's exposure is this year's Medicaid rate cycle, Unum's is decades-old long-term-care reserves it has spent years remediating. The market charges slightly more for the reserve story than the rate story, which is a quiet vote for problems that age over problems that repeat.
Comparison updated 2026-07-10.
| Metric | ELV | UNM |
|---|---|---|
| Price | $395.20 | $90.06 |
| Market cap | $87.1B | $14.8B |
| Sector | Managed Care | Managed Care |
| Stage | Mature | Mature |
| P/E | 16.8 | 19.5 |
| P/B | 1.98 | 1.36 |
| P/S | 0.43 | 1.11 |
| EV/EBITDA | 17.9 | — |
| Revenue growth | +9.5% | +4.4% |
| Operating margin | 4.2% | — |
| Net margin | 2.6% | 5.9% |
| Return on equity | 11.9% | 7.2% |
| Return on assets | 4.2% | 1.3% |
| Return on invested capital | 6.2% | — |
| FCF yield | 7.4% | 3.6% |
| Dividend yield | 1.5% | 1.9% |
| Debt / equity | 0.72 | 0.35 |
| Current ratio | 1.48 | — |
| Altman Z (solvency) | 2.89 | 0.69 |
| Piotroski F (quality) | 7 / 9 | 9 / 9 |
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.