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CNC vs UNH stock comparison

CENTENE CORPORATION vs UnitedHealth Group Incorporated, two Managed Care stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.

Thirty-two turns of multiple stand where Centene's should be: UnitedHealth trades at 32.2 times earnings mid-recovery while Centene, running a negative 3.3% net margin through the Medicaid rate-reset trough, has no earnings to price at all. The pair is government-adjacent insurance at two altitudes: UnitedHealth's 8.1% operating margin spans insurance, clinics, and pharmacy benefits at $389B; Centene's 3.7% operating margin serves state programs where pricing arrives by legislation. UnitedHealth pays a 2% dividend from earnings that survived its own annus horribilis; Centene's 21.8% free-cash figure is float ahead of claims. Both carry ~0.75 turns of debt. The market pays a premium for the diversified recovery and nothing for the concentrated one; that asymmetry is the page.

Comparison updated 2026-07-10.

CNC vs UNH: the numbers

MetricCNCUNH
Price$65.73$427.44
Market cap$32.6B$389.0B
SectorManaged CareManaged Care
StageGrowthMature
P/E32.2
P/B1.513.74
P/S0.160.86
EV/EBITDA18.9
Revenue growth+17.4%+9.8%
Gross margin11.3%
Operating margin3.7%8.1%
Net margin-3.3%2.7%
Return on equity-30.0%11.6%
Return on assets-7.9%3.9%
Return on invested capital-14.1%8.4%
FCF yield21.8%5.1%
Dividend yield2.0%
Debt / equity0.760.75
Current ratio1.120.80
Altman Z (solvency)3.093.02
Piotroski F (quality)6 / 96 / 9
Full CNC report → Full UNH report →
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.