Citigroup Inc vs MITSUBISHI UFJ FINANCIAL GROUP INC, two Banks—Regional stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Citigroup at 20.3 times earnings and Mitsubishi UFJ at 28 are two of banking's most expensive multiples attached to two of its weakest current return sets: 6.7% and 6.6% on equity, a dead heat of mediocrity priced as if both were mid-transformation, which both are. Citi's premium prices a simplification finally bearing fruit; MUFG's prices Japan's rate normalization compounding for years. Net margins favor Citi, 16.8% against 11.7%; returns on assets, 0.54% against 0.31%. MUFG pays the visible 1.5% dividend. Two turnarounds priced on faith, one corporate, one macroeconomic; the pair is a taste test in which kind of promise a buyer prefers.
Comparison updated 2026-07-10.
| Metric | C | MUFG |
|---|---|---|
| Price | $141.79 | $20.16 |
| Market cap | $264.1B | $235.0B |
| Sector | Financial Services | Financial Services |
| Stage | Mature | Growth |
| P/E | 20.3 | 27.9 |
| P/B | 1.24 | 1.83 |
| P/S | 3.10 | 3.25 |
| EV/EBITDA | — | 20.1 |
| Revenue growth | +5.6% | +22.9% |
| Operating margin | — | 14.4% |
| Net margin | 16.8% | 11.7% |
| Return on equity | 6.7% | 6.6% |
| Return on assets | 0.5% | 0.3% |
| Dividend yield | — | 1.5% |
| Debt / equity | 1.72 | 0.00 |
| Piotroski F (quality) | 8 / 9 | 7 / 9 |
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The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.