Affirm Holdings, Inc. vs LendingClub Corporation, two Credit Services stocks. A side-by-side on valuation, growth, margins, returns, and what each price is betting.
Where AFRM and LC diverge most: on debt / equity, AFRM reads 2.35 and LC reads 0.00; on altman z (solvency), AFRM reads 1.60 and LC reads 0.20. The rest of the comparable metrics sit closer together. The bull and bear cases for each are in their full reports below.
| Metric | AFRM | LC |
|---|---|---|
| Price | $70.25 | $19.20 |
| Market cap | $24.5B | $2.3B |
| Sector | Financial Services | Financial Services |
| Stage | Growth | Growth |
| P/E | 62.7 | 12.8 |
| P/B | 6.46 | 1.48 |
| P/S | 6.16 | 2.18 |
| EV/EBITDA | 52.0 | — |
| Revenue growth | +32.2% | +25.8% |
| Operating margin | 8.5% | — |
| Net margin | 9.6% | 17.0% |
| Return on equity | 10.1% | 11.5% |
| Return on assets | 2.9% | 1.5% |
| Debt / equity | 2.35 | 0.00 |
| Altman Z (solvency) | 1.60 | 0.20 |
| Piotroski F (quality) | 8 / 9 | 5 / 9 |
Each week boothcheck ranks the stocks whose prices are betting on the most. Read the most stretched bets archive →
boothcheck is also on Android. Get the app on Google Play →
The stronger value is highlighted per metric where one is strictly better on that single number; it is not an overall verdict on either company. For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.