Rent vs Buy Calculator

Compare the total cost of renting vs. buying a home. Factor in mortgage rates, appreciation, maintenance, tax benefits, and opportunity cost of down payment.

Formula

Compare total cost of ownership vs. cumulative rent over time

How to Use This Calculator

  1. Enter monthly rent and annual increases
  2. Enter home price, down payment, and mortgage terms
  3. Set maintenance, insurance, and tax estimates
  4. View break-even year and total cost comparison

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