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Block, Inc.

At today's price, Block, Inc. (XYZ) is priced for today's economics sustained for ~19.8 years. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
today's economics sustained for ~19.8 years
Priced In
elevated

Key Takeaways

• Block runs two ecosystems, Square for merchants and Cash App for consumers, plus a bitcoin business, and the engine is gross profit, which reached $10.36 billion for full-year 2025, up 17%, led by Cash App at 33% growth in the fourth quarter [Source: Block Q4 2025 results, February 2026]. • The defining risk is lending credit: consumer lending origination jumped, with Borrow originations up more than 223% year over year in the fourth quarter, and the 10-K warns that revenue from these products

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Institutional ownership

951 institutional managers reported holding XYZ in 13F filings for the quarter ended 2026-03-31. Together they hold about 71% of the company; the top 10 hold 42%. 105 opened new positions that quarter. Held by Vanguard Group, T. Rowe Price, BlackRock, among others. On the short side, 20.3M shares were sold short as of the 2026-06-15 count, about 3% of shares outstanding (3.5 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

XYZ's share count grew 31.2% over the past five years even with $4.29B spent on repurchases. It pays no dividend. Cash returned over the past three years: $4.29B in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at XYZ over the trailing three years: 2023: 4 buys totaling $27.51M; 2024: 2 buys totaling $25.00M. 17 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

XYZ's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-05-05-0.1%+13.5%
2023-08-04-14.8%-31.0%
2023-11-03+18.8%+37.6%
2024-05-03+3.9%-5.4%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

XYZ's latest 8-K filings: 2026-06-18 (items 5.07); 2026-06-05 (items 5.02); 2026-05-07 (items 2.02, 9.01); 2026-05-04 (items 5.02); 2026-02-26 (items 2.02, 2.05, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: June 28, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.