Unum Group
In the published model solve dated 2026-Q2, anchored at $89.08, Unum Group (UNM) is priced for 10.8% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed August 8, 2026 from SEC EDGAR filings.
• Unum sells group disability and voluntary workplace benefits through employers, and the selling engine is working: Unum US sales rose 7.4 percent in the second quarter of 2026 and 14.3 percent across the first six months, with claims running at 61.1 percent of premium. • The drag sits in the run-off book, where ⟦The net premium ratio for long-term care increased to 97.8 percent at June 30, 2026 from 94.9 percent at June 30, 2025⟧, leaving almost no room between the benefits that block expects
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675 institutional managers reported holding UNM in 13F filings for the quarter ended 2026-03-31. Together they hold about 77% of the company; the top 10 hold 41%. 79 opened new positions that quarter. Held by BlackRock, Vanguard Group, FMR (Fidelity), among others. On the short side, 3.3M shares were sold short as of the 2026-06-15 count, about 2% of shares outstanding (2.4 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
UNM has cut its share count 19.8% over the past five years, spending $2.90B on repurchases. It pays a dividend, and has paid one every year in our records (18 and counting), raised 16 years straight; the current rate is $1.76 a share annually. Cash returned over the past three years: $823.70M in dividends and $2.55B in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
No open-market insider buys on file at UNM over the trailing three years. Absence is a fact about the company, not a signal. 21 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
UNM's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-08-03 | +1.3% | -3.8% |
| 2023-11-02 | -12.9% | +8.2% |
| 2024-02-21 | +2.9% | +6.1% |
| 2024-05-02 | +1.7% | -2.0% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
UNM's latest 8-K filings: 2026-07-28 (items 2.02, 9.01); 2026-07-06 (items 1.01, 7.01, 9.01); 2026-07-01 (items 8.01, 9.01); 2026-05-22 (items 5.07); 2026-05-21 (items 8.01, 9.01).
Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.
Model solve date: 2026-Q2
Narrative composed: August 8, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.