TRIUMPH FINANCIAL, INC.
In the published model solve dated 2026-Q2, anchored at $78.30, TRIUMPH FINANCIAL, INC. (TFIN) is priced for more than 20.4% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed July 11, 2026 from SEC EDGAR filings.
• Triumph Financial is a regional bank chassis carrying a freight-payments network: per the FY2025 10-K, the network processed 3,872,588 invoices representing $6.273 billion of payment volume in 2025, up from $4.154 billion the year before. • The price already assumes the network wins; at $78.52 (July 11, 2026) the market pays about 2.1x book value for a bank that has recently earned around a 2.5% return on equity, and no family of valuation methods reaches the price. • Second-quarter results ar
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204 institutional managers reported holding TFIN in 13F filings for the quarter ended 2026-03-31. Together they hold about 92% of the company; the top 10 hold 54%. 26 opened new positions that quarter. Held by BlackRock, State Street, Dimensional Fund Advisors, among others. On the short side, 2.8M shares were sold short as of the 2026-06-15 count, about 12% of shares outstanding (12.8 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
TFIN has cut its share count 3.8% over the past five years, spending $163.95M on repurchases. It pays a dividend, and has for 6 years running. Cash returned over the past three years: $8.82M in dividends and $5.61M in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
Open-market insider buys at TFIN over the trailing three years: 2023: 1 buy totaling $148k; 2025: 10 buys totaling $795k; 2026: 1 buy totaling $500k. 17 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
TFIN's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-07-21 | -3.1% | -2.5% |
| 2023-10-20 | +1.1% | +30.0% |
| 2024-02-14 | -5.3% | -4.2% |
| 2024-04-18 | -9.6% | +13.5% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
TFIN's latest 8-K filings: 2026-07-21 (items 2.02, 9.01); 2026-05-29 (items 8.01, 9.01); 2026-04-23 (items 5.07, 9.01); 2026-04-21 (items 2.02, 9.01); 2026-02-27 (items 8.01, 9.01).
Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.
Model solve date: 2026-Q2
Narrative composed: July 11, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.