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TCBK

TriCo Bancshares

At today's price, TriCo Bancshares (TCBK) is priced for 11.7% return on equity. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
11.7% return on equity
Priced In
within-range

Key Takeaways

• TriCo Bancshares runs Tri Counties Bank across California with an $8.4 billion deposit base and a net interest margin that widened to 4.07% in Q1 2026 from 3.73% a year earlier, driven by cheaper deposit funding. [Source: Q1 2026 earnings release] • The biggest risk is real-estate concentration: the FY2025 10-K discloses that ⟦"approximately 92.8% of the book value of our loan portfolio consisted of loans collateralized by various types of real estate"⟧, so a California property downturn hits

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Institutional ownership

186 institutional managers reported holding TCBK in 13F filings for the quarter ended 2026-03-31. Together they hold about 69% of the company; the top 10 hold 45%. 21 opened new positions that quarter. Held by FMR (Fidelity), BlackRock, Vanguard Group, among others. On the short side, 1.3M shares were sold short as of the 2026-06-15 count, about 4% of shares outstanding (10.2 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

TCBK's share count grew 8.3% over the past five years even with $108.19M spent on repurchases. It pays a dividend, and has paid one every year in our records (16 and counting), raised 12 years straight; the current rate is $1.38 a share annually. Cash returned over the past three years: $120.18M in dividends and $70.18M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

No open-market insider buys on file at TCBK over the trailing three years. Absence is a fact about the company, not a signal. 17 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

TCBK's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-08-1.4%-15.1%
2023-11-09+7.0%+17.9%
2024-03-01-1.5%+13.3%
2024-05-09-2.7%+9.3%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

TCBK's latest 8-K filings: 2026-07-15 (items 1.01, 5.02, 9.01); 2026-07-13 (items 7.01, 9.01); 2026-05-28 (items 5.03, 5.07, 9.01); 2026-05-26 (items 8.01, 9.01); 2026-04-23 (items 2.02, 7.01, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: July 11, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.