THE BANCORP, INC.
boothcheck covers THE BANCORP, INC. (TBBK) but does not put one priced-in number on it: here the defensible answer is the evidence rather than a point estimate. boothcheck publishes no house fair value, target price, or buy/sell rating. Narrative composed July 11, 2026.
• The Bancorp is the regulated chassis under consumer fintech apps, sponsoring ⟦deposit accounts and debit, credit, and prepaid cards⟧ plus payments processing for partners [FY2025 10-K, accession 0001295401-26-000002], and it earns a roughly 33% return on equity, with guidance of $5.90 FY2026 EPS and a preliminary $8.25 for FY2027. • The biggest risk is concentration: the top three partner relationships carry a large share of deposits, real estate bridge loans are 31% of the loan book, and the
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269 institutional managers reported holding TBBK in 13F filings for the quarter ended 2026-03-31. 46 opened new positions that quarter. Held by BlackRock, Vanguard Group, State Street, among others. On the short side, 3.5M shares were sold short as of the 2026-06-15 count, about 8% of shares outstanding (9.6 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
TBBK has cut its share count 26.4% over the past five years, spending $860.98M on repurchases. It pays no dividend. Cash returned over the past three years: $730.98M in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
Open-market insider buys at TBBK over the trailing three years: 2023: 12 buys totaling $1.06M; 2024: 31 buys totaling $1.88M; 2025: 13 buys totaling $833k; 2026: 10 buys totaling $659k. 24 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
TBBK's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-08-10 | -5.1% | -10.6% |
| 2023-11-10 | +7.7% | +2.5% |
| 2024-03-01 | +5.8% | -27.6% |
| 2024-05-11 | -8.4% | +30.3% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
TBBK's latest 8-K filings: 2026-08-03 (items 7.01, 9.01); 2026-07-30 (items 2.02, 7.01, 9.01); 2026-06-01 (items 5.07); 2026-04-23 (items 2.02, 7.01); 2026-01-29 (items 2.02, 7.01, 9.01).
Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.
Model solve date: 2026-Q2
Narrative composed: July 11, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.