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SFBS

SERVISFIRST BANCSHARES, INC.

In the published model solve dated 2026-Q2, anchored at $90.49, SERVISFIRST BANCSHARES, INC. (SFBS) is priced for 20.5% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed June 29, 2026 from SEC EDGAR filings.

Published model solve
20.5% return on equity
Priced In
high

Key Takeaways

• ServisFirst runs an efficiency ratio under 30%, roughly half what most well-run regional banks spend to operate, a structural cost advantage from its low-overhead, relationship-and-correspondent banking model that drove EPS up 31% to $1.52 in the first quarter of 2026. • The biggest specific risk is the funding base: the bank's own 10-K calls liquidity "essential to our business" and its deposit markets "highly competitive," and a lean bank has less margin of error if deposit costs climb or fa

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Institutional ownership

330 institutional managers reported holding SFBS in 13F filings for the quarter ended 2026-03-31. Together they hold about 70% of the company; the top 10 hold 43%. 54 opened new positions that quarter. Held by BlackRock, Vanguard Group, State Street, among others. On the short side, 2.7M shares were sold short as of the 2026-06-15 count, about 5% of shares outstanding (12.2 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

SFBS's share count grew 0.9% over the past five years. It pays a dividend, and has for 14 years running, raised 11 years straight; the current rate is $1.00 a share annually. Cash returned over the past three years: $153.84M in dividends.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

No open-market insider buys on file at SFBS over the trailing three years. Absence is a fact about the company, not a signal. 12 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

SFBS's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-04+19.7%-8.2%
2023-11-04+10.9%+21.7%
2024-03-02+4.8%+0.8%
2024-05-09+4.0%+4.1%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

SFBS's latest 8-K filings: 2026-08-07 (items 7.01, 9.01); 2026-07-20 (items 8.01, 9.01); 2026-07-20 (items 2.02, 7.01, 9.01); 2026-06-15 (items 8.01, 9.01); 2026-05-26 (items 7.01, 9.01).

Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.

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Model solve date: 2026-Q2
Narrative composed: June 29, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.