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SEZL

SEZZLE INC.

At today's price, SEZZLE INC. (SEZL) is priced for today's economics sustained for ~8.1 years. boothcheck doesn't publish a fair value or a price target; it shows what the price assumes, so you can judge whether that bar is too high. Built from SEC EDGAR filings.

Live priced in
today's economics sustained for ~8.1 years
Priced In
elevated

Key Takeaways

• Sezzle is the unusual buy-now-pay-later name that is already deeply profitable: a short-duration installment lender running about a 41.8 percent operating margin with $120.4 million of net cash, funding its own growth rather than carrying the losses its larger rivals long absorbed. • The catch is the price, which pays roughly 30 times operating income and bets the company holds its current economics for about 8.3 years, an extreme assumption that only a small fraction of fast-growing companies

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Institutional ownership

211 institutional managers reported holding SEZL in 13F filings for the quarter ended 2026-03-31. Together they hold about 38% of the company; the top 10 hold 25%. 41 opened new positions that quarter. Held by BlackRock, Vanguard Group, State Street, among others. On the short side, 4.7M shares were sold short as of the 2026-06-15 count, about 13% of shares outstanding (8.6 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Insider activity

Open-market insider buys at SEZL over the trailing three years: 2023: 21 buys totaling $2.19M; 2024: 2 buys totaling $82k; 2025: 1 buy totaling $70k. 11 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

SEZL's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-11-150.0%+119.0%
2024-03-01+8.2%+12.6%
2024-05-10+78.7%+4.4%
2024-08-09+34.3%+55.4%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

SEZL's latest 8-K filings: 2026-07-14 (items 2.02, 9.01); 2026-05-13 (items 7.01, 9.01); 2026-05-12 (items 1.01, 2.03, 7.01, 9.01); 2026-05-06 (items 2.02, 9.01); 2026-04-15 (items 2.02, 9.01).

Item codes are the SEC's own classification of what each report discloses. Nothing here is investment advice.

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Last analyzed: July 19, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.