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SBCF

Seacoast Banking Corporation of Florida

In the published model solve dated 2026-Q2, anchored at $35.01, Seacoast Banking Corporation of Florida (SBCF) is priced for more than 12.2% return on equity. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed June 28, 2026 from SEC EDGAR filings.

Published model solve
more than 12.2% return on equity
Priced In
unavailable

Key Takeaways

- At about $30.87 and 1.1x book, the price assumes Seacoast sustains a return on equity near 11.3%, well above the roughly 2.8% it recently earned and the 5.3% trailing. The gap is the acquisition-and-normalization bet the price embeds. - This is an acquisitive Florida bank mid-integration: it bought Heartland Bancshares and agreed to acquire Villages Bancorporation for about $710.8 million, which it expects to be roughly 22% accretive to 2026 earnings per share. - Read the trailing return cauti

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Institutional ownership

280 institutional managers reported holding SBCF in 13F filings for the quarter ended 2026-03-31. Together they hold about 86% of the company; the top 10 hold 51%. 25 opened new positions that quarter. Held by BlackRock, Vanguard Group, State Street, among others. On the short side, 4.9M shares were sold short as of the 2026-06-15 count, about 5% of shares outstanding (7.2 days of typical volume to cover).

Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.

Capital returns

SBCF's share count grew 74.7% over the past five years even with $21.75M spent on repurchases. It pays no dividend. Cash returned over the past three years: $21.70M in repurchases.

Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.

Insider activity

Open-market insider buys at SBCF over the trailing three years: 2023: 1 buy totaling $25k; 2026: 2 buys totaling $155k. 17 officers and directors are on file.

Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.

Earnings reactions

SBCF's recent reports: the day-one move, then what the following quarter actually did.

reportday onenext quarter
2023-08-10-6.4%-9.1%
2023-11-09+13.0%+26.4%
2024-02-28+4.6%-0.3%
2024-05-09+3.7%+4.8%

Day-one is the close-to-close move around the filing. Nothing here is investment advice.

Recent filings

SBCF's latest 8-K filings: 2026-07-28 (items 2.02, 7.01, 9.01); 2026-05-29 (items 5.02); 2026-05-20 (items 5.07, 7.01); 2026-05-13 (items 7.01, 9.01); 2026-04-28 (items 2.02, 7.01, 9.01).

Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.

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Model solve date: 2026-Q2
Narrative composed: June 28, 2026

For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.