Regions Financial Corporation
In the published model solve dated 2026-Q2, anchored at $27.12, Regions Financial Corporation (RF) is priced for today's economics sustained for ~32.7 years. boothcheck publishes no house fair value, target price, or buy/sell rating; individual model outputs and user-controlled scenarios are analytical inputs, not Boothcheck targets. The narrative was composed June 28, 2026 from SEC EDGAR filings.
Regions trades at $28.60, about 1.4 times tangible book, earning a return on equity near 11.8 percent against a cost of equity near 9.3 percent. A bank that out-earns its capital cost deserves a premium to book, and the methods place fair value scattered both above and below the price. The operating quality is the draw. First-quarter 2026 EPS rose 22 percent to $0.62, the net interest margin held at an industry-leading 3.67 percent, and credit stayed clean with net charge-offs at 0.54 percent o
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1,040 institutional managers reported holding RF in 13F filings for the quarter ended 2026-03-31. Together they hold about 79% of the company; the top 10 hold 45%. 111 opened new positions that quarter. Held by Vanguard Group, BlackRock, State Street, among others. On the short side, 54.0M shares were sold short as of the 2026-06-15 count, about 6% of shares outstanding (5 days of typical volume to cover).
Quarterly 13F filings arrive up to 45 days after quarter end, so the picture is never current (filed through 2026-05-29). Nothing here is investment advice.
RF has cut its share count 9.9% over the past five years, spending $2.60B on repurchases. It pays a dividend, and has paid one every year in our records (18 and counting), raised 15 years straight; the current rate is $1.03 a share annually. Cash returned over the past three years: $2.44B in dividends and $2.07B in repurchases.
Share counts are split-adjusted; repurchase totals are gross of share issuance. Nothing here is investment advice.
Open-market insider buys at RF over the trailing three years: 2024: 4 buys totaling $986k; 2025: 11 buys totaling $191k. 16 officers and directors are on file.
Code P open-market purchases from SEC Form 4 filings, non-derivative, excluding scheduled 10b5-1 plans. Nothing here is investment advice.
RF's recent reports: the day-one move, then what the following quarter actually did.
| report | day one | next quarter |
|---|---|---|
| 2023-08-09 | +0.5% | -20.0% |
| 2023-11-08 | +2.3% | +24.1% |
| 2024-02-24 | +3.7% | +7.3% |
| 2024-05-08 | -0.8% | +2.3% |
Day-one is the close-to-close move around the filing. Nothing here is investment advice.
RF's latest 8-K filings: 2026-08-11 (items 5.02, 7.01, 9.01); 2026-08-07 (items 7.01, 9.01); 2026-07-17 (items 2.02, 7.01, 9.01); 2026-05-11 (items 7.01, 9.01); 2026-05-11 (items 5.03, 5.07, 9.01).
Item codes are the SEC's own classification of what each report discloses. Dates link to the filing on EDGAR. Nothing here is investment advice.
Model solve date: 2026-Q2
Narrative composed: June 28, 2026
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For informational and research purposes only. Not investment advice. Not a recommendation to buy, sell, or hold any security. boothcheck is not a registered investment adviser. Past performance does not guarantee future results.